Because of the Trump Administration Executive Order 13813 entitled “Promoting Healthcare Choice and Competition Across the United States”, the Department of Health and Human Services (HHS) released a proposed rule on short-term, limited duration health insurance today. The rule can be found by clicking here and the press release about the rule can be found here. This Executive Order also directed the HHS, the Department of Labor and the Internal Revenue Service to review previous guidance regarding health reimbursement arrangements (HRAs) and we are still awaiting the agencies response to that directive.
Short-term, limited duration health insurance is exempt from the Affordable Care Act’s requirements for individual market health insurance. Current proposed regulations limit short-term, limited duration health insurance to periods of 3 months or less. This proposed regulation would provide that limited duration insurance could be for periods of up to 12 months. HHS requests comments on the proposed regulation by April 23, 2018.
William F. Sweetnam, Jr
ECFC Legislative and Technical Director