About ECFC
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Advancing Healthcare Consumerism

Employers Council on Flexible Compensation (ECFC) is a nonprofit organization dedicated to the advocacy, education, advancement, and innovation of tax-advantaged benefit programs that facilitate choice for employers and their employees.

We believe such tax-advantaged accounts and programs empower employees to take control of their healthcare dollars and help employers to provide a positive benefits package and workplace environment.




Our members include employers, third party administrators, health plan providers, payers, providers, payment networks, processors, and financial institutions.



  • Cafeteria plans and other flexible benefits programs under Section 125
  • Consumer-driven health plans including health reimbursement arrangements (HRAs)
  • Health savings accounts (HSAs)
  • Tax-advantaged transportation spending/commuter benefits accounts (TSAs)
  • Dependent care assistance plans (DCAPs)
  • Healthcare flexible spending accounts (FSAs)

Collectively, we refer to all of these as “flexible benefit programs." 


Read more about our 
Mission Statement and Purpose.